HealthCare.gov helps same-sex couples find coverage
Website expands information on plan benefits
Originally printed 2/9/2012 (Issue 2006 - Between The Lines News)
Americans are now able to use HealthCare.gov to search specifically for insurance plans that include coverage for domestic partners, HHS Secretary Kathleen Sebelius announced Feb. 7.
The Health Plan Finder tool on HealthCare.gov allows consumers to compare the cost sharing and benefit choices of health plans and choose the best option to meet their needs. As a part of the plan finder update, domestic partners, including same-sex couples, can now filter plans that offer coverage for all members of their family.
"Last year, as part of our commitment to work with the lesbian, gay, bisexual and transgender community and be more responsive to the needs of these populations, we promised to improve the Health Plan Finder tool to give these individuals the ability to search for health plans that provide same-sex partner benefits," said Secretary Sebelius. "Today we have delivered on that promise."
Consumers looking for information on same-sex partner coverage can also access HealthCare.gov's regular features, such as sorting based on enrollment, out-of-pocket expenses or other key categories. The same-sex partner filter is also available for small businesses looking for coverage for their employees.
Studies have shown that a portion of the LGBT community are disproportionately uninsured, including those without access to coverage through a spouse, domestic partner or employer. This new filter helps address that issue by linking same-sex couples to carriers that provide benefits for their partners.
"In the past, many same-sex couples have faced challenges searching for health coverage that suited their needs," said Steve Larsen, director of the Center for Consumer Information and Insurance Oversight. "This tool will eliminate the guesswork, providing an enhanced resource for exploring insurance coverage."
Affordable Care Act
HealthCare.gov, created by the Affordable Care Act, is the first of its kind to bring information and links to health insurance plans to one place, and to make it easy for consumers to learn about and compare their insurance options. The Centers for Medicare and Medicaid Services worked to define and collect detailed benefits and premium rating information from insurers across the country to develop the site.The site has also expanded its information on plan benefits. Previously, the website gave consumers information on a variety of benefits, including primary care office visits, specialist visits, X-ray/lab work, hospitalization, emergency room visits, prescription coverage, mental health and substance abuse coverage, and maternity coverage.
With this new update, consumers will have access to a more comprehensive list of benefits each plan offers along with the level of coverage provided. The benefits will be listed as covered, not covered, covered with limitations, or available for an additional premium. The new benefits include such things as home health services, in- and out-patient rehabilitation services, skilled nursing facilities, hospice services, dental care, infertility treatments and weight loss programs.
In addition, HealthCare.gov provides extensive information about consumer rights, tips for how to navigate the market's complexities, and details on how the Affordable Care Act provides new protections for beneficiaries.
To access the Insurance Finder, go to the home page of http://www.HealthCare.gov and click on the blue tab "Find Insurance Options" at the top of the page.
For more information on how the Affordable Care helps LGBT Americans have better access to stable, affordable health insurance and high quality health care, visit http://www.healthcare.gov/news/factsheets/2011/01/new-options-for-lgbt-americans.html
- Study: Only 16 Percent Of Men Who Have Sex With Men Report Using Condoms 'Always'
- New Data Shows U.S. Benefiting From Same-Sex Marriage
- NYC Approves Ordinance On Trans Birth Certificates
- LGBT Baby Boomers Face Tough Retirement Hurdles
- In Wake Of Murder, International Day to End Violence Against Sex Workers
- Financial Tips For Same-Sex Couples
- Group: Army To Recognize Transgender Vets' Names
- New Non-Discrimination Rule Implemented Federally
- Attorney: Same-Sex Marriages Should Start Soon In Miss.
- Will U.S. Supreme Court Resolve Marriage Debate?
- Mississippi Judge Overturns Same-Sex Marriage Ban
- Study Suggests Genetic Link For Male Homosexuality
- Shelter in Kansas City Won't House Gay Couples
- Gay Marriage Issue Now Linked To Ohio Senator
- Another Top Ohio Republican Speaks On Gay Marriage
- Pope Reinforces Traditional Family Values
- Election 2014: LGBT Candidates Make Some History Across U.S.
- Republican Sweep Captures Senate And Some Pro-Gay Governors
- LGBT Veterans Still Denied Equal Federal Benefits
- GLSEN Releases New National School Climate Survey On America's Middle And High Schools
- AIDS/HIV Organizations
- Hemophilia Foundation
- Labadie Collection
- Hodges Subaru Imported Cars, Inc
- Comerica Bank
- Common Language
- Campus; Student and Alumni Groups
- University of Michigan - Division of Student Affairs
- Furniture Refinishing
- Old World Refinishing, LTD
- Physicians/Gynecology & Obstetrics
- Michigan Reproductive Medicine
- Westland Camping Center
- Dino's Lounge
Enter contests to win great prizes like CDs, DVDs, concert tickets and more
- Exclusive! 'Looking' Star Russell Tovey On Sex Scenes, His Famous Butt & That Rimming Cake
- ALERT Missing Person In Metro Detroit
- Q&A: Andy Cohen On His (Almost) Tell-All Book, 'Nasty' Names Gays Call Him
- Divine Intervention: Bette Midler Talks Early Gay Support, 'Diva' Degradation & Twerking ('Girls, Please!')
- Creep of the Week: The Duggars
Sign up to receive our weekly newsletters today!
A study published in the journal The Lancet HIV reports that there is a significant disparity in HIV prevalence between black and white men who have sex with men. The study was published on Nov. 18 and found a startling 32 percent prevalence rate for black men who have sex with men, compared with only eight percent for white men who have sex with men.View More World AIDS Day
This Week's Issue
Download or view this week's print issue today!
Sign up to receive our weekly newsletters today!